Tested #港卡 online #出金 #出u and if domestic consumption

Personal Test Hong Kong Offline #出金 #出u
Although #Binance has never had funds frozen, I still fear encountering ghosts while walking at night. At the same time, I wanted to switch to US stocks, so I applied for a Hong Kong card.
There are many offline options in Hong Kong #otc , concentrated in Mong Kok, Tsim Sha Tsui, and Admiralty. Some can only exchange for Hong Kong dollars, while others can exchange for US dollars. At the HSBC branch I visited in Admiralty, I exchanged 50,000 USD and then went to deposit it at HSBC (the ATM can only deposit Hong Kong dollars), but I was denied, saying that I could only deposit a maximum of 10,000 USD per week unless I provided proof of funds. Then I went to Standard Chartered, and the counter staff suggested I apply for a Priority Banking Card, saying I could deposit 50,000 USD at a time. So I applied for one, and as long as I maintain a balance of 1,000,000 HKD, there is no annual fee (3,600 HKD).

To summarize,

HSBC: Applying for a regular card is relatively friendly, no need to deposit a large amount, and the ATM allows a maximum deposit of 100,000 HKD daily (within 24 hours). The counter does not allow large USD deposits. Therefore, if you want to exchange for Hong Kong dollars, you might consider depositing directly into the card through the ATM. HSBC can be linked to AlipayHK, which is the Hong Kong version of Alipay, usable in Mainland China without transaction fees, only related to the exchange rate. This solves the issue of using a Hong Kong card for withdrawals in Mainland China.

Standard Chartered: Applying for a Priority Banking Card allows for large USD deposits (for example, 50,000 USD each time), and the counter does not inquire. It supports 11 currencies for exchange and allows investment in US stocks and funds.
#香港银行开户