CBDCs are coming, and the rails on which they will operate will be the currencies that are within the ISO 20022 standard. I like decentralized things, but I'm not an idiot; fighting against central banks, fighting against empires, big tech, and derivative markets is foolishness.

$XRP I feel like I wouldn’t be doing my duty to this community if I didn’t warn you all what I think is going to happen in the coming months and it’s been a while since the predictions in my pinned post have come to fruition so I want to make a few more observations on the developments I feel are coming so you can all be prepared.

1) Christmas rally - it happens 8/10 times due to crypto bros telling their loved ones whom are drunk off of eggnog about crypto and they all ape in.

2) Blackrock scheming. Just look at Larry Fink and tell me he’s not demon possessed. These are inside traders who can foresee what’s coming, they will want to derail what trump and Elon are planning for their own benefit.

3) The last sting of a dying wasp that is Gary gensler. He will push through the appeal to do as much damage as possible so he can get one last payday from the Eth foundation and his handlers. Paul Atkins will battle to end this thereafter but paper hands will strike once again as usual.

4) pro crypto head of SEC ends the case as previously foretold

5) floodgates open and mass adoption accelerates. This is what the XRP army have waited for for so long and the speculative pump will be nothing compared to this. I cannot foresee what the top of the utility run would be but Xrp cannot operate properly if it is dirt cheap. Let’s say Xrp is moving $100billion a day over swift after ISO20022 implementation and it is priced at $2 well, that would use up 50billion Xrp, it’s simply not feasible after utility kicks in. This speculative pump is great and all but it’s nothing compared to a utility run. Many logical people have stated this over the years but obviously Xrp has been a disappointment before, that ends in 2025. ISO20022 full implementation next year will be the .com boom of crypto and those tokens will absorb the liquidity of the shitcoins.

6) Don’t expect crazy high prices for Xrp unless it is directly used. RLUSD will be great for adoption as institutions are fearful of volatility but direct usage would bring us to new heights. Patience pays off.