【US FDIC Warns 68 Banks Face Bankruptcy Risks, Borrowers Face $364 Billion in Unrealized Losses】On December 22, news from Dailyhodl reported that the Federal Deposit Insurance Corporation (FDIC) stated in its quarterly banking profile report that the number of US banks on its 'Problem Bank List' rose to 68 in the third quarter. The total assets held by problem banks increased by $3.9 billion, reaching $87.3 billion. Problem banks account for 1.5% of the total number of banks, which is within the normal range of 1% to 2% for all banks during non-crisis periods. Meanwhile, the amount of unrealized losses on bank balance sheets has decreased. As of the third quarter of this year, the banks' book losses reached $364 billion, primarily due to their involvement in the residential real estate and treasury bond markets. Unrealized losses represent the difference between the price banks paid for securities and the current market value of those assets. In the third quarter, the banks' book losses decreased by $148.9 billion from $512.9 billion in the second quarter.