In the past two years, how fierce has the trend of early loan repayments of 400 million house slaves been?

According to statistics from real estate blogger "Zhen Jiao Lu Jun", last year, people across the country paid off about 7 trillion yuan of mortgages in advance.

Some people describe the life of "early loan repayment tribe" as follows:

If you can walk, don't take the subway, and if you can take the subway, don't take a taxi.

Overseas travel becomes domestic travel, buying electric cars becomes buying electric bicycles, and buying clothes and shoes instead of famous brands, buy white brands.

Just after saving tens of thousands of yuan, I dare not delay for a day and immediately ran to the bank, with only one ultimate goal to repay the loan in advance.

It can be simply interpreted as: on average, almost 4 out of every 10 house slaves are repaying their loans in advance.

However, this seemingly unstoppable and surging craze has now come to an abrupt end.

Why did the early loan repayment trend suddenly "disappear"?