#4 Undercollateralized money markets have no good solutions for providing unsecured on-chain loans right now bc • Default and concentration risk • No “right” business model (tracking and verifying borrowers’ on-chain balances) TLDR – if solved Huge but the team didn’t think it was worth it.#5Better Passive LP Products and Delta Neutrality Provide Better User Experience and Supplementary Income for Liquidity Providers (LPs) List: Lyra Finance, GammaSwap, Rage Trade TLDR - Better Passive Products Let LPs Make Money #ETH #crypto2023 #whycrypto