Banco Central do Brazil (BCB), the largest central bank in South America, has proposed legislation to ban stablecoin withdrawals to self-custody wallets.

According to the Federal Government of Brazil’s document on Dec. 02, the central bank has opened the public consultation about the proposed idea of banning stablecoin withdraws to self-custody wallets.

The central bank aims to amend several digital asset laws, including BCB Resolution No. 277 of 2022, which regulates the virtual asset service provider in the foreign exchange market.

The growing trading volume and connections between digital assets and conventional financial instruments have led the government to regulate these withdrawals.

“The topic has been widely discussed in international forums, which recommend the adoption of regulations and supervision compatible with the functionalities provided and the risks associated with such assets,” the proposal state.

Another concern raised by the regulators is interconnected with traditional models, consumer and investor protections, prevention of illicit data purposes, and financial-macroeconomic stability.

This proposal, with a due date of Feb. 02, 2025, would determine the regulatory body in which the activities of stablecoin would be included under the foreign exchange market or subject to Brazilian capital abroad and foreign capital in the country.

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Brazil stablecoin market

If the proposed regulations are implemented in the country, the stablecoin market will be impacted by the rising market. As the second-largest cryptocurrency value market in Latin America after Argentina. Stablecoin, specifically for the USDT stablecoin issuer Tether, Brazil is a giant market.

According to the Chainalyst report on Oct. 09, Brazil accounts for 59.8% of stablecoin transactions, along with Argentina at 61.8%, while the rest of the world is in an average of 44.7%.

Receita Federal (RFB), the federal revenue agency, also reported that the adoption of USDT stablecoin also rose significantly in October, accounting for 80% of the country’s crypto transactions.

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