Happy Monday! December starts off loaded with important news. Here’s what you need to know to start your morning.

🔵 #Bitcoin opens the week down 2% in 24 hours, below USD 95,000. Last week was the first with negative flows in ETFs after 7 consecutive weeks of positive flows.

🔵 #XRP continues its upward trend, briefly surpassing USDT to position itself as the third largest cryptocurrency by market capitalization. A 2% pullback returned it to fourth place.

🔵The rise of the cryptocurrency XRP brings its market capitalization above 130 billion dollars. Thus, it positions itself as a more valuable financial asset than giants in the payment industry, such as PayPal or MercadoLibre (administrator of MercadoPago).

🔵Michael Saylor, founder of MicroStrategy, shared yesterday his presentation to the board of directors of Microsoft on why they should adopt Bitcoin. In the coming days, Microsoft will vote on investing in BTC.