How will a global financial crisis affect digital currencies?
A global financial crisis can have a profound impact on digital currencies. When a crisis occurs, people tend to look for safer assets to preserve their wealth, leading to a shift of investment from fiat money to digital currencies such as Bitcoin (BTC) and other cryptocurrencies such as BNB, XRP, etc. This can stimulate demand and increase the value of digital currencies during economic downturns.
In addition, in the context of the crisis, central banks can also consider issuing their own digital currencies (CBDC) to improve liquidity and stabilize currency values. This not only facilitates transactions to be carried out quickly and conveniently, but can also help increase the efficiency of the national financial system. However, the emergence of CBDCs could also put pressure on commercial banks and change the way traditional financial markets operate.
Finally, companies will have difficulty maintaining operations due to reduced demand, which could affect the value of digital currencies if their transactions depend on people's ability to spend.