Odaily Planet Daily News According to a survey by the Federal Deposit Insurance Corporation (FDIC), the use of cryptocurrencies in 2023 will be most common among "underbanked" households, who use checks or non-bank loans to meet their banking needs. The report surveyed approximately 60,000 households and found that 6.2% of underbanked households use cryptocurrencies, while the proportion of households with full banking services using cryptocurrencies is 4.8%. Last year, about 14.2% of American households (about 19 million households) were considered underbanked. In addition, cryptocurrency usage is higher in more educated, younger households, Asian and white households, and working-age households. There is also a gap in income levels, with 7.3% of households with an income of $75,000 or more using cryptocurrencies, compared to only 1.1% of households with an income of less than $15,000. Among all households using cryptocurrencies, the vast majority hold digital assets as investments, and only 4.4% use cryptocurrencies for online shopping. (Cointelegraph)