Although US stocks are currently at a high, now is not the best time to invest in US stocks. Buffett has also sold off some of his US stocks at high prices, but US stocks are still the best assets that ordinary people can hold. American pensions generally go all in on the S&P 500 or QQQ, letting it sit for thirty years.

For us ordinary people, the simplest investment strategy is: go all in on dollar-cost averaging the S&P index, and then don’t sell. Even if there is a temporary dip, it will bounce back. After the age of 55, slowly sell off for retirement. What’s the most comfortable aspect of US stock indices? You can buy them and just let them sit. Yes, just let them sit. Don’t worry about anything. On average, you still have a 7% compound interest per year. How capable are you to look down on a stable 7% compound interest?

Moreover, to put it bluntly, the vast majority of stock investors can’t even beat a 7% compound interest. You mess around with random operations and finally find out that it’s better to just buy a few US stock indices and let them sit for greater returns.