The ten major factors that determine a person's fate:

1: Parents and one's own genes are fate.

2: Times and economic cycles are luck.

3: City and location are Feng Shui.

4: Creating value is accumulating merit.

5: Loving cleanliness and loving to laugh is a good appearance.

6: Finding a role model in life is respecting God.

7: Getting guidance is called meeting a noble person.

8: Reading classics is increasing wisdom.

9: Knowing what you want is choosing a career.

10: Who you are willing to get along with for a long time is choosing a spouse.