PayPal has launched a new service that allows businesses in the US to buy, hold, and sell cryptocurrencies directly through their accounts. While this development accelerates the integration of cryptocurrencies into mainstream financial systems, there are serious concerns about its impact on the market.

Lack of regulation and market volatility question the long-term sustainability of such innovations. Furthermore, the entry of large financial institutions like PayPal into the cryptocurrency market could undermine decentralization and lead to market manipulation.