【ZA Bank becomes the first virtual bank in Hong Kong to announce profitability】 Golden Finance reported that since the opening of eight virtual banks in Hong Kong in 2020, some of them have gradually moved towards profitability. Wu Zhonghao, the interim CEO of ZhongAn Bank (ZA Bank), said that thanks to the operational effect brought by the expansion of customer scale, revenue has increased. In addition, the adjustment of business strategy about a year and a half ago, no longer relying solely on high-interest deposits to attract customers, led to a single-month profit in July this year, becoming the first virtual bank in Hong Kong to successfully achieve monthly profitability. In view of the unclear market conditions, Wu Zhonghao dare not assert that profitability can be maintained in the second half of the year, but he is confident that sustainable profitability can be achieved in the long run.