Let me tell you a story of a high-priced takeover:
A friend of mine who is a top student, fell in love with a blind date introduced by her family and got married secretly during her master's and doctoral studies at Wuhan University from 2012 to 2017. She got married secretly because her family just wanted her, who only knew how to study, to meet people. Unexpectedly, they fell in love after meeting each other for the first time. When they were about to get married, her family jumped out to oppose it, so she stole the household registration booklet from home and got married secretly. They got married around 2013.
She was still in school at the time, and her husband worked in engineering at China Railway in Wuhan. In 2015, just before the Chinese real estate market was about to start raising prices to reduce inventory, they bought a 90-square-meter house near Wuhan University. When they graduated in 2017, they signed a job in Zhengzhou and sold the house in Wuhan. At that time, the market was good, and they made more than 1 million yuan from a house.
After arriving in Zhengzhou, they planned to use the money to buy a bigger one. Then, on the basis of making more than 1 million yuan, they added nearly 1 million yuan and bought a duplex. The house cost 2.7 million yuan, and the down payment was 1.9 million yuan, and the loan was 800,000 yuan, which was considered a high-priced purchase. That was in 2018.
I came to the United States for a visiting scholar program in 2021. I originally planned to go back after one year, but my husband and children came six months later. After six months, my husband and children didn't want to go back, but she did. After arguing for more than a year, the two reached an agreement and decided to apply for a green card. So I started preparing materials and looking for a lawyer. Before I came out, the house had been listed with an agency, and the price dropped to 2.1 million yuan, the lowest price of the same type in the community, but no one was interested.
They returned to China in February this year. The house had been listed for more than three years, and finally sold it for 1.8 million yuan before Zhengzhou lifted the purchase restriction. Together with the furniture and appliances in the house, they lost more than 1 million yuan. What's more fucked up is that they pay a mortgage of 5,000 yuan a month and pay a loan of nearly 400,000 yuan for six years. Only 170,000 yuan is the principal, and the bulk is interest. My friend is so upset that she can't sleep every day! I felt like I was back to the days before liberation. I worked so hard for nothing. I avoided all the investment traps, but I couldn't avoid the real estate pit.
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