UK crypto ownership hits 12%, with 7M holders and average assets rising to £1,842.
19% of UK crypto holders now hold £5K–£10K, triple last year’s figure.
FCA finds 26% of non-crypto users more likely to invest with market regulation.
New research by the Financial Conduct Authority (FCA) reveals that cryptocurrency adoption has increased greatly in the United Kingdom. According to the study, 12% of UK adults currently own crypto assets, compared to 10% reported earlier. This is equivalent to 7 million Brits invested in cryptos, as opposed to 5 million in 2022. The study focuses on the increased public understanding and adoption of crypto assets in the UK.
Average Crypto Holdings and Staking are on the rise
The figures indicate that the average value of Crypto assets has risen from £1,595 to £1,842 in UK adults. Another feature that should be pointed out is the increased number of people investing in cryptocurrencies between £5,001 and £10,000 has risen to 19%.
Furthermore, staking has become popular in the crypto world, leading to the emergence of FCA, which considers its risks and establishes rules to protect users.
It also pointed to social networks’ impact on investments, as 20% of participants reported purchasing crypto due to “friends and family.” However, only 10% of the respondents confessed that they made buying decisions without research.
Call for Clear and Comprehensive Regulation
Matthew Long, FCA Director of Payments and Digital Assets, said the conclusions prove the need for transparent guidelines. The FCA's proposed regulations aim to improve the assessments of risks in crypto and increase the level of market transparency. The survey revealed that 26% of non-crypto users would be more encouraged to invest if the market were regulated.
The FCA has outlined further cryptocurrency regulations in its regulation efforts. This roadmap also covers market abuse, stablecoins, staking and disclosures, and consultation with major actors in the industry. The regulatory changes aim to form a rival, open market that promotes inspiration yet preserves buyers.
Engagement Specifics and Policy Formation
To form its regulatory position and learn the viewpoint of other market players, the FCA consulted with over 100 organizations, including some of the major exchanges, banks, trading venues, and universities. The talks covered numerous essential issues, including the admission and disclosure requirements, rules for regulating decentralized objects, and protection against market manipulation.
According to stakeholders, the key benefits of international standards and best practice frameworks are reducing regulatory overburden and promoting development.
The sessions also covered the issue of conflict of interest in exchanges that launch tokens or act as brokers. During the interviews, stakeholders posited that operational resilience, transparency, and client protection are critical for fair trading.
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