*What is P2P Scamming?*

Emerging in Pakistan

P2P scamming involves fraudulent activities on peer-to-peer lending and trading platforms, exploiting vulnerabilities in decentralized networks.

*Common P2P Scams:*

1. Phishing scams: Scammers pose as legitimate lenders or borrowers, tricking users into revealing sensitive information.

2. Ponzi schemes: Scammers promise unusually high returns, using funds from new investors to pay earlier investors.

3. Fake lending platforms: Scammers create fake platforms, disappearing with invested funds.

4. Identity theft: Scammers steal user identities, accessing accounts and funds.

*P2P Scamming in Pakistan:*

Pakistan has seen a rise in P2P scamming, particularly on platforms like EasyPaisa, JazzCash, and cryptocurrency exchanges.

*Prevention Measures:*

1. Verify platform authenticity.

2. Research lenders/borrowers.

3. Be cautious of unusually high returns.

4. Use strong passwords and 2FA.

5. Monitor accounts regularly.

*Reporting Scams:*

1. Federal Investigation Agency (FIA) Cybercrime Wing.

2. Pakistan Telecommunication Authority (PTA).

3. State Bank of Pakistan (SBP) Financial Monitoring Unit.

*Sources:*

1. Dawn: "P2P lending scams on the rise in Pakistan"

2. The News: "FIA warns public about P2P lending scams"

3. The Express Tribune: "Pakistan's P2P lending market faces scamming threat"