🛡️ Stay Safe on P2P: Simple Tips for Sellers 🛡️
In Pakistan, two main types of P2P scams are currently prevalent. Here’s how they work and how you can stay safe:
1. Third-Party Payment Scam:
How It Works:
- 📱 Fake Ads: Scammers advertise discounted items like mobile phones or watches on Facebook and Instagram.
- 📸 Attractive Lures: They provide attractive pictures and reviews to lure victims in.
- 💸 Payment Info: Once the victim agrees to the deal, the scammer posts an ad on Binance and gets the payment information.
- 📤 Victim's Payment: The victim sends money to the Binance merchant, believing it’s for their purchase.
- 🆔 Fake CNIC: The scammer uses a fake CNIC to verify the payment and release USDT.
- 🚫 Blocked Victim: The victim is left waiting for their purchase, and when they complain to the bank, it results in a dispute against the merchant's account.
Precaution:
- ❌ No Third-Party Payments: Never accept third-party payments, even if a CNIC is provided.
2. Same Person Scam:
How It Works:
- 💬 Group Join: Users who lack the 5000 USDT security fee for Binance merchantship join groups on Facebook or other platforms.
- 💰 High Price Offer: Scammers offer to buy USDT at a high price and send payment immediately.
- 🤝 Trust without Docs: Trusting the scammer, the user agrees to sell USDT without asking for documents.
- 🏦 USDT Transfer: The user buys USDT on Binance and transfers it to the scammer.
- ⚠️ Bank Complaint: Later, the scammer files a complaint with the bank, blocking the buyer's account and causing a dispute for the merchant.
Precaution:
- 📹 Request Video Statement: Always request a video statement and transaction history of the last three days from the buyer.
- ❓Investigate Sources: If they have received money from unknown sources, ask about it, get a CNIC, or cancel the trade.
By staying vigilant and following these precautions, sellers can protect themselves from P2P bank disputes and ensure safe trading.
