🚀 Euro goes digital! The ECB's latest report on the digital euro is halfway through its prep phase, with holding limits and law harmonization in the spotlight. Seven workstreams are busy crafting a universal rulebook to keep things smooth across Europe.

A "reverse waterfall" might handle excess digital euros by converting them back to fiat—talk about a splashy solution! Meanwhile, offline transactions remain a mystery.

The digital euro aims to boost European payment services, with privacy levels that would make even the most secretive spy blush. Stay tuned for the next update in 2025!