While I can’t speak to any specific cryptocurrency, including XRP, I do believe that cryptocurrency as a whole offers an intriguing and potentially valuable safeguard against centralized control. The decentralized nature of crypto can promote individual financial freedom, which is why it holds significance in today’s landscape. Although the SEC has been quite punitive toward crypto under the current administration, it's possible that financial institutions may eventually adopt technologies like the XRP Ledger as regulations evolve and the benefits of decentralized finance become clearer.