Everyone else is doing it! Get FREE Crypto transfers, split costs fairly or send unforgettable crypto presents with one app — RedotPay!
I’ve been using RedotPay for a while now, and I gotta say, it’s been a game-changer for me. This platform has completely transformed the way I handle my money, both traditional and digital.
With RedotPay, making payments, whether for a new pair of sneakers or your monthly rent, is as easy as a few taps. You can use it at millions of stores worldwide — both online and offline. But that’s just the tip of the iceberg.
Are you interested in exploring the world of cryptocurrency? RedotPay is perfect for you! I have been using it to buy, sell, and send cryptocurrencies with ZERO fees often associated with other platforms.
Plus, transferring money to friends or family is incredibly fast and convenient! Start your application here!
In the upcoming sections, I’ll dive deeper into how RedotPay works so you’ll start experiencing all the amazing features in one platform.
What is RedotPay?
Image Source: RedotPay Official
RedotPay is a digital payment platform headquartered in Hong Kong. It was founded with a vision to create a seamless and inclusive financial ecosystem that bridges the gap between traditional and digital currencies.
The platform is operated by Red F. Technology Limited, a company registered in Hong Kong. RedotPay has quickly gained traction for its user-friendly interface and a wide range of financial services, including:
Global Payments: Users can make payments at millions of merchants worldwide.
Cryptocurrency Trading: Buy, sell, and send various cryptocurrencies with zero fees.
Fiat Transfers: Easily transfer traditional currencies between accounts.
RedotPay Supported Cryptocurrency
In the RedotPay app, you can make VISA card payments using a variety of cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), USDC, and USDT (available on ERC20, TRC20, BSC, and ARB networks).
You can use these cryptocurrencies directly for payments, eliminating the need for prior exchange and enabling a diverse range of applications.
Top Features of RedotPay
Having RedotPay has made my life easier–imagine having your crypto and your cash, all in one place.
Here some of RedotPay’s top winning features:
Dual Card Options
First off, the flexibility is insane. I’ve got a physical card for those old-school purchases, and a virtual card for all my online shopping.
Cryptocurrency Support & Free Virtual Card Offer
I’m a big crypto fan, and RedotPay is a dream come true. Managing my Bitcoin, Ethereum, Tether, and USD Coin is so easy with their mobile app. Now I feel like I have a personal crypto wallet right in my pocket.
Plus, I got hooked up with a free virtual card when I signed up — talk about a sweet deal! It’s perfect for online shopping.
Global ATM Access
As a crypto nomad, traveling is a big part of my life, and RedotPay has me covered. Being able to withdraw cash from any ATM worldwide is a game-changer. No more worrying about foreign transaction fees or running out of cash.
And yes, I paid for that boat rental with my RedotPay card too. Surprise? Well, that’s the new normal for me!
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Secure System
Security is a big deal for me, and RedotPay doesn’t disappoint. That PIN code adds an extra layer of protection, giving me peace of mind. They have partnered with Cactus Custody, a top-notch security company in Hong Kong. Your money is protected by a $50 million insurance policy, and they store your private keys in super-secure HSMs.
These are like high-tech vaults that meet the highest security standards. So, you can rest assured that your funds are safe.
Where Can You Use your RedotPay Card?
Wondering where you can use your awesome RedotPay card?
Your card is accepted by over 44 million merchants worldwide! So, whether you’re shopping online or at your favorite store, you’re good to go.
I’ve been using mine whenever I want to reward myself with a protein shake every after killer workout. I just whipped out my RedotPay card, tapped it on Apple Pay, and that was it. No messing around with cash or foreign currency. It was so easy, I was out the door in no time.
If staying fit was as simple as paying for gym stuff with crypto, we’d all be rich!
You can also add your card to Apple Pay, Google Pay, or even Paypal and Alipay for super-convenient contactless payments. Use your card with tons of popular apps and services like Uber, Telegram, Facebook, Booking.com, Amazon, and AliExpress.
Basically, if you see a Visa logo, your RedotPay card is probably accepted! It’s a super versatile way to pay for all your stuff.
Step-by-Step Guide to Apply for a RedotPay Account
Ready to get your own RedotPay account? Application is super easy! Here’s how to do it:
RedotPay Step-by-Step Application
Step 1. Download the App
Start your application here! You can also download the RedotPay app from the Apple Store or Google Play. Once the app is installed, open the app until you see the screen similar to the first photo on the left.
Step 2. Verify Your Identity & KYC Authentication
First, they will need to make sure it’s really you. KYC or Know Your Customer authentication is a must. I recommend preparing either your passport or driver’s license before you start.
To complete the application, you’ll need to take a clear photo of your name, date of birth, address, identification document, and your face. Make sure that both your documents and your face photo are sharp and clear; blurry or reflective images can lead to a failed application.
Step 3. Fund Your Account
Deposit some crypto into your RedotPay wallet same as what’s shown in the second photo above. This will be your payment for the physical card.
Step 4. Choose your Card
RedotPay physical card
Head to the card application page and pick the physical card option or the virtual card option if you only want a virtual copy of the card. Then, hit “Order Card.”
Step 5. Fill in the Details
You will be asked to provide your contact information including your billing address. Note that they may also ask for your signature for verification purposes.
RedotPay Virtual Card
Step 6. Pay and Wait
Complete the payment, and they will start making your card. The card issuance fee is (Virtual $10/Debit $100) in BTC. It might take a little while, so be patient. When your Bitcoin payment goes through, you can start the card application process.
For the physical card, simply follow the next instructions to activate it once you receive it. The same goes for the virtual card for it to be successfully activated.
RedotPay Card Fees
Deposits: You can deposit Hong Kong Dollars (HKD) and US Dollars (USD) without any fees. There’s no limit to how much you can deposit.
Card Transactions: There’s a daily limit of HKD 80,000 or USD 10,000 (about JPY 1.5 million) for ATM withdrawals. You can withdraw up to 5 times a day and 30 times a month.
Monthly Limits: Monthly, you can withdraw a maximum of HKD 1,600,000 or USD 200,000 (about JPY 30 million).
Card Fees:
VISA Debit: No fees for transactions in your default currency. For other currencies, there’s a 1.20% fee.
ATM Withdrawals: Foreign exchange withdrawals cost a 2% fee.
Crypto Exchange: Converting crypto to fiat currency has a 1% fee.
Other Fees:
Annual Maintenance: It’s free to keep your card.
Transaction Inquiries: Checking your transaction history within the app is free.
ATM Withdrawal Inquiries: Inquiring about your ATM withdrawals is also free.
Card Renewal: Renewing your card is free. You can request a reissue 90 days before it expires.
Card Reissue Fees:
Virtual Card: $10
VISA Debit Card: $100
Card Cancellation: Canceling your card is free.
How to Link your Apple Pay to your RedotPay Account?
Linking Apple Pay to RedotPay
Want to add your card to Apple Pay? It’s easy! Follow the images above and instructions below.
Step 1. Open Wallet
Find the Wallet app on your iPhone and tap the plus sign (+) in the top right corner.
Step 2. Choose your card
Select the card you want to add.
Step 3. Continue & Enter Details
Tap “Continue and then fill in the card information.
That’s it! Your card should be linked to Apple Pay.
How to Link your Google Pay to your RedotPay Account?
Linking Google Pay to RedotPay
Step 1. Open Wallet
Find the Wallet app on your phone and tap the plus sign (+).
Step 2. Choose a card
Select the card you want to add.
Step 3. Add new
Tap “Add New” and follow the instructions to register your card.
And that’s it! Your card is now linked to Google Pay.
FAQs About RedotPay
Why Your KYC Verification Might Not Be Approved
If you’ve submitted your identity information and it hasn’t been approved yet, please be patient. The KYC review process typically takes between 5 and 10 minutes.
Here are some common reasons why your KYC verification might fail:
Incomplete or Incorrect Information: Make sure that all required fields are filled out accurately and that your documents are clear and legible.
Document Issues: Check if your documents are valid, not expired, and meet their requirements (e.g., photo ID, proof of address).
Restricted Countries: Unfortunately, they are unable to provide services to residents of certain countries due to regulatory restrictions. The list of restricted countries includes: Afghanistan, Belarus, Burma (Myanmar), Canada, Central African Republic, China, Cuba, Democratic Republic of the Congo, Ethiopia, Haiti, Iran, Iraq, Lebanon, Libya, Mali, North Korea, Nicaragua, Russia, Somalia, South Sudan, Sudan, Syria, Ukraine, United States, Venezuela, Yemen, Zimbabwe, Burkina Faso, Congo, Cameroon, Jamaica, Mozambique, Senegal, Tanzania, Palau, Uganda, Burundi, Guinea-Bissau, Eritrea, Liberia, Rwanda, Sierra Leone, Croatia, Bosnia and Herzegovina, Montenegro, Macedonia, Serbia, Slovenia, Kosovo.
If you’re still facing issues, please contact their customer support team for further assistance. They can help you identify the specific problem and provide guidance on how to resolve it.
What to do if Your Deposit doesn’t Meet the Required Minimum Amount?
I’ve been there before, too. It’s frustrating when you deposit funds and they don’t seem to show up. Remember, each crypto has its own minimum deposit amount.
The deposit process involves a blockchain transaction, which incurs gas fees. These fees vary depending on the network’s congestion but if your deposit is too small, the gas fees might consume the entire amount, leaving you with no funds credited to your account.
So, here’s what I do:
Double-check the minimum: Before I send anything, I always verify the minimum deposit amount for that specific crypto.
Leave a little extra: To be safe, I usually deposit a bit more than the minimum. This helps cover any unexpected gas fee increases.
Be patient: Sometimes, it can take a few minutes for your deposit to confirm. So, don’t panic if you don’t see it right away.
How Long Until I See the Funds?
Typically, it takes between 1 minute and 1 hour for your deposit to show up in your account. This depends on how busy the blockchain network is.
If your deposit has been pending for a while, don’t worry. Just send their team an email with your registered email address, deposit address, and transaction hash.
Do I need to pay for a card?
Yes, you’ll need to pay a fee to get a card. They offer two types: virtual cards and physical cards. Virtual cards are $10 each, while physical cards are $100 each.
Does the money I paid for the card go into my account?
No, the fee you paid to get the card is a one-time payment. It doesn’t go into your account balance.
I’m 16. Can I use a card here, even though I’m allowed to in my country?
Unfortunately, you need to be at least 18 to use RedotPay.
Can I have more than one card?
Sure, you can have up to five cards.
Is my RedotPay card a credit card or a debit card?
It’s a credit card issued by Visa.
What’s the difference between a USD card and an HKD card?
Hong Kong residents: You’ll usually get an HKD card by default.
Non-residents in Hong Kong: If you’re not from Hong Kong, you’ll get a USD card.
What color is the card, and can I choose a different color or customize it?
The physical card is red. Unfortunately, you can’t pick a different color or customize it right now.
I accidentally bought an HKD card instead of a USD card. Can I switch it?
Nope, once you buy a card, you can’t exchange it. If you need a USD card, you can buy another one. Just make sure to enter a different billing address if you’re in Hong Kong.
How long does the card last? Do I have to pay to renew it?
Both physical and virtual cards last for 3 years. If your physical card is about to expire, you can get a new one for free. But you’ll have to pay for shipping.
How can I see my whole card number?
Click the eye icon on the card page. To stay safe, don’t share your card number, expiration date, or CVV with anyone.
I’m trying to buy a card, but it says I don’t have enough money. Why?
Check your balance. The $5 signup bonus can’t be used to buy cards, only to spend.
Does my card need a password?
Your virtual card doesn’t have a password. But your physical card does. You can set it after you activate it. Go to Card Settings > Set Card PIN.
Does my card have a SWIFT code?
No, it doesn’t.
How can I set a limit for each order?
Go to Card > Limit to set your order limit.
I want to delete my card. Will I get my money back?
Once you delete a card, you can’t get it back or the money you paid for it. So, be careful before deleting.
Will I get charged if I don’t use my card for a month?
No, there are no extra charges. But remember, rewards usually expire after 30 days.
I tried to send money from PayPal to my card, but it didn’t work. Why?
The card is a credit card. You can’t deposit or transfer fiat currency to it right now.
What’s the most I can spend each day or month?
There’s no daily limit, but you can spend up to HKD 800,000 or USD 100,000 per transaction.
Why is the total balance on the homepage different from the available balance on the card page?
The homepage shows your total money, while the card page shows how much you can spend. The available balance is usually a bit less because of transaction fees. Also, check the exchange rates.
My total balance is enough, but it says I don’t have enough available. Why?
Check your payment settings. Make sure you haven’t disabled any currencies. Go to Payment Settings > Payment Priority Order.
How can I see my transaction history and change my billing address?
To see your transaction history, go to Card > Bill > Bill Statement List. You can also download it. To change your billing address, go to Card > Apply for Card > Order Card > Billing Address.
What if someone steals my card information?
If you think your card information has been stolen, freeze your card right away. Go to Card > Freeze. Don’t share your card details with anyone, and be careful with your information.
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