CREAM (Cream Finance) is a cryptocurrency token that powers the Cream Finance protocol, a decentralized lending platform for individuals, institutions, and protocols. CREAM tokens are used for:
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- Lending and borrowing of assets
- Staking and earning interest
- Governance and voting on proposals
- Deciding on new assets to be listed
- Determining the reserve ratio and collateral factor ¹ ² ³ ⁴.