#OnChainLendingSurge
The on-chain lending market in the cryptocurrency sector has recently experienced significant growth, with total active loans surpassing $20 billion—a level not seen since December 2021. 
This resurgence indicates a renewed confidence among borrowers in the crypto market, leading to increased activity in decentralized finance (DeFi) lending protocols. Notably, while the overall total value locked (TVL) in DeFi remains below 2021 peaks, the volume of on-chain loans has returned to those high levels, suggesting a more mature and diversified market landscape.