#XRP

just a hypothetical with no reason behind it

If banks own majority of Xrp like 80%...then you pay fees to transfer money over the world through them and they pay almost nothing making clean profits from you.

If banks own that much xrp or more it means the circulation comes down to 20 Billion or even less.

So imagine not using market cap and 100 billion supply to estimate the worth of xrp

Again,this is only a hypothetical statement/question!?