MoonPay is shaking up the crypto world with its new payment tool, MoonPay Balance, launched on Nov. 13. This innovative solution lets users store and spend fiat balances, bridging the gap between traditional finance and decentralized finance (DeFi). Users can now interact with self-custodial wallets like MetaMask and Phantom. Initially available in the UK and 26 other European countries, it supports SEPA, Faster Payments, and Open Banking. While crypto top-ups aren't possible, users can convert crypto to euros or pounds. MoonPay aims to make non-custodial wallets the future of banking.