the People's Bank of China, the National Development and Reform Commission, the Ministry of Industry and Information Technology, the China Banking and Insurance Regulatory Commission, the China Securities Regulatory Commission, the National Bureau of Statistics, and the State Administration of Foreign Exchange have issued the "Action Plan for Promoting High-Quality Development of Digital Finance" to create an efficient and secure payment environment. The plan aims to enhance the emergency response capabilities of payment systems in special situations, strengthen the continuity management of payment system business, ensure the security, stability, and continuous operation of payment systems, improve system functions, enrich business scenarios, enhance the quality and efficiency of payment system services, and continuously improve a widely covered, efficient and secure modern payment system. The plan also aims to steadily promote the pilot of digital RMB, continuously improve the acceptance environment of digital RMB, enrich the usage scenarios of digital RMB, and strengthen the anti-money laundering supervision of digital financial business.