What if the stablecoins you rely on not only provided stability but also made you a co-owner of the system? What if you could shape its future and share its success? Welcome to Usual — the next evolution of decentralized finance.


Why Usual Stands Out

  1. Redistributing Ownership and Power
    In 2023, centralized stablecoin issuers like Tether and Circle generated over $10 billion in revenue, benefiting a small group of stakeholders while leaving users with none of the profits. Usual flips this model:

    • Decentralized Governance: Through the $USUAL token, users have a say in key decisions like collateral management, risk policies, and liquidity incentives.

    • Shared Value: 100% of the protocol’s value is redistributed to its participants, making users co-owners of the ecosystem.

  2. Bankruptcy-Resilient Stability
    Usual directly addresses the fragility of stablecoins tied to the fractional reserve system of commercial banks. By backing its stablecoin USD0 with short-term, risk-free assets like U.S. Treasury Bills, Usual ensures:

    • Full Collateralization: No exposure to banking collapses like the SVB crisis.

    • Enhanced Security: A strict risk policy and insurance fund protect the ecosystem.

  3. Bridging Real-World Assets (RWA) and DeFi
    Tokenized real-world assets are a growing trend, yet their adoption in DeFi remains limited. Usual’s integration of RWAs, backed by highly liquid assets, offers:

    • A bridge between traditional finance and blockchain.

    • Increased accessibility and diversification for DeFi participants.

  4. Empowering Early Adopters
    Usual doesn’t just reward users with yields; it also redistributes governance tokens, allowing them to:

    • Shape the Protocol’s Future: Holders influence treasury management and revenue distribution.

    • Benefit from Growth: Early participants gain significant upside potential as the ecosystem scales.


How $USUAL Works

The protocol is structured around three tokens:

  • USD0: A fiat-backed stablecoin fully collateralized by short-term, liquid, and risk-free assets. It is composable, permissionless, and transparent within the DeFi ecosystem.

  • USD0++: A liquid staking token tied to USD0, rewarding users with $USUAL tokens.

  • $USUAL: A governance token that represents ownership of the protocol’s infrastructure, revenue, and treasury.

Key features of $USUAL include:

  • Governance Rights: Token holders influence major financial decisions and risk strategies.

  • Revenue Alignment: The token’s inflation rate is tied to future cash flows, ensuring sustainable growth.

  • Staking Rewards: Holders receive a 10% share of newly issued $USUAL as an incentive for long-term participation.


Details of Binance Launchpool

  • Launchpool Allocation: 300,000,000 $USUAL (7.5% of the total supply).

  • Farming Period: November 15 to November 18, 2024.

  • Supported Pools:

    • BNB Pool: 255,000,000 $USUAL (85%).

    • FDUSD Pool: 45,000,000 $USUAL (15%).

  • Hourly Limits:

    • BNB Pool: 265,625 $USUAL per user.

    • FDUSD Pool: 46,875 $USUAL per user.

The total supply of $USUAL is 4 billion tokens, with 494.6 million tokens (12.37%) available at launch.


Why This Matters

Usual’s approach is a significant leap forward in creating a fairer financial system. By redistributing value and control, ensuring stability through non-bank collateralization, and empowering users to take ownership, Usual sets a new standard for stablecoins.

For early adopters and DeFi enthusiasts, $USUAL offers a unique opportunity to:

  • Participate in a protocol with transparent governance.

  • Benefit from sustainable, long-term rewards.

  • Contribute to the evolution of a decentralized and inclusive financial ecosystem.


Final Thoughts

Usual isn’t just another stablecoin project; it’s a bold reimagining of how value and power can be distributed in the blockchain world. As the 61st project on Binance Launchpool, it’s an opportunity to get involved early in what could be a pivotal moment for DeFi and the stablecoin market.

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