• Alchemy Pay is a hybrid payment system focused on crypto and fiat payment acceptance for enterprises, and crypto on- and off-ramps via Visa, Mastercard, PayPal as well as more than 200 local fiat channels.

  • ACH is the native token of the project. The current use cases for ACH include:

    • Transaction fees: Users can use ACH tokens to pay for the network's transaction network fees.

    • Access to Alchemy Pay services: Depending on ACH tokens held, users are granted access to Alchemy Pay’s CeFi and DeFi products, in addition to other benefits (i.e. fee discounts).

    • Ecosystem rewards: Users can earn rewards by making payment transactions, referrals, and using DeFi services within the Alchemy Pay ecosystem.

    • Governance: ACH token holders can vote on governance proposals.

  • The project consists of the following major components working in conjunction:

    • Hybrid Payment Acceptance: Hybrid payment acceptance system which provides hybrid crypto-fiat payment acceptance services for institutions, businesses, and individuals.

    • Merchant and Business Networks: Integration with banks, payment companies, SaaS companies, consumer groups, etc., who have merchant resources and support digital currencies such as BTC, ETH, USDT, BNB.

    • Crypto Ramps: Crypto ramps integrated by financial institutions (i.e. mobile wallets, banking apps) and crypto service providers (i.e. wallets, exchanges) to enable their global users to buy and sell a wide variety of cryptocurrencies with 200+ fiat payment and 50+ remittance channels.

  • As at November 8th 2022, the maximum and total token supply of ACH is 10,000,000,000. The current circulating supply is 5,08,000,000 (~50.80% of the maximum token supply).

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